Understanding Premium Tax Credits and Cost-Sharing Reductions eLearning Module

Author(s): ACE TA CenterACE TA Center

Interactive module on financial help is available for consumers who get health coverage through the Health Insurance Marketplace.

Learning Objectives

  • Understand how premium tax credits (PTCs) lower the cost of health insurance premiums for Marketplace coverage
  • Understand how cost sharing reductions (CSRs) reduce out-of-pocket costs
  • Describe eligibility criteria for PTCs/CSRs
  • Explain the relationship between tax filing and PTC/CSRs
  • Understand how the RWHAP can help cover remaining premium and out-of-pocket insurance expenses for eligible clients

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