How do PTCs and CSRs compare?
Factors | PTC | CSR |
---|---|---|
Can they be used to pay for: | ||
Premiums | ![]() | ![]() |
Deductibles | ![]() | ![]() |
Copays | ![]() | ![]() |
Coinsurance | ![]() | ![]() |
How the financial assistance is applied: | ||
Money sent directly to the insurer every month to lower the premium | ![]()
| ![]() |
Money sent to the insured individual in one lump sum once their annual taxes have been filed | ![]()
| ![]() |
Discounts given by the insurer to lower an individual's out-of-pocket costs | ![]() | ![]() |
Can they be used for the following QHP categories? | ||
Platinum | ![]() | ![]() |
Gold | ![]() | ![]() |
Silver | ![]() | ![]() |
Bronze | ![]() | ![]() |
Reconciled at the end of the year? | ![]() | ![]() |
Sources
Date of Publication
Date Last Reviewed
Source