Sometimes you experience a big life change that also changes your health coverage needs. If your circumstances change during the year, you may qualify for a Special Enrollment Period (SEP) that lets you apply for Marketplace coverage or change your existing plan outside of Open Enrollment.
SEPs are triggered by life events, such as:
- Moving to another state
- Having a baby
- Losing other health coverage, like a lost job
- A change in Medicaid eligibility
- Certain types of errors that may have occurred during the application process
This fact sheet provides an overview of the life events and special circumstances that may qualify them for a SEP, as well as information about what to do if they think they are eligible.
Please note that the information in this resource reflects policy at the date of publication. Generally it has not been updated to reflect any changes subsequent to the date of publication.
Components
- This searchable set of FAQs features all the information from our SEP Fact Sheet as well as questions commonly asked about SEPs during ACE TA Center webinars.
Los clientes elegibles para un Período de Inscripción Especial (SEP, por sus siglas en inglés) pueden inscribirse en un nuevo plan del Mercado de Seguros Médicos.
Kliyan yo ki elijib pou yon Peryòd Enskripsyon Espesyal (Special Enrollment Period, SEP) kapab enskri nan yon nouvo plan asirans sante Marketplace.
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