Marketplace Open Enrollment is Underway

TargetHIV

The ACE TA Center salutes everyone in the Ryan White HIV/AIDS Program (RWHAP) community for all the planning, training, account tune-ups, and more! Now it’s time to roll up our sleeves and get down to the business of helping clients get and stay covered.

There’s no better time than now to help clients review their options and find a health plan that meets their health and financial needs.

A Few Reminders

Active plan renewals make a difference

Clients who enrolled into a Marketplace plan last year are strongly encouraged to actively renew their plans during this 2021 Open Enrollment period. If a client does not log into their Marketplace account and actively choose a plan by the last day of Open Enrollment, they will be automatically re-enrolled in their current plan.

If a client’s plan is not offered again this year, they will be auto-enrolled into a different plan with a similar premium amount. If they miss the enrollment deadline they may be stuck with that plan. They will not be able to make any plan changes until the next Open Enrollment Period, or unless they qualify for a Special Enrollment Period.

Financial Help is Available

Financial support is available for many people who get health coverage through the Marketplace. Premium tax credits (PTCs) and cost sharing reductions (CSRs) can help lower 2021 health insurance plan costs for eligible clients.

In many jurisdictions, the RWHAP can cover remaining premium and out-of-pocket insurance expenses for eligible clients.

The ACE TA Center is Here to Help

We have a number of resources to help guide you and your clients through Open Enrollment. Our FAQ: Premium Tax Credits (PTCs) and Cost-Sharing Reductions (CSRs) is designed to answer the most common questions about eligibility and applying for financial help. And make sure to check out our Twitter Toolkit for Marketplace Open Enrollment to share key enrollment and plan renewal messages with clients.

Deadline Reminders

Open Enrollment for 2021 plans began on November 1 and ends on December 15 for most states, including those that use HealthCare.gov.


Some states with their own state-based health insurance exchange have extended their 2021 Open Enrollment Period dates for 2021 coverage, as noted below:

  • California: January 15, 2021
  • Colorado: January 15, 2021
  • Connecticut: December 15, 2020
  • D.C.: January 31, 2021
  • Idaho: December 15, 2020
  • Maryland:  December 15, 2020
  • Massachusetts: January 23, 2021
  • Minnesota: December 22, 2020
  • New Jersey: December 15, 2020
  • New York: January 31, 2021
  • Nevada: January 15, 2021
  • Pennsylvania: January 15, 2021
  • Rhode Island: December 15, 2020
  • Vermont: December 15, 2020
  • Washington:  December 15, 2020

Have a specific question about Open Enrollment? Let us know.

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