Medicare Coverage

The following tools and resources are intended to provide RWHAP managers, staff, and enrollment assisters with an overview of Medicare eligibility and coverage, including prescription drugs, for RWHAP clients and people with HIV.

Basics and Eligibility

  • The Basics of Medicare for RWHAP Clients
    Learn about the common Medicare eligibility pathways for people with HIV; the different parts of Medicare, including their coverage and costs; how you can support RWHAP clients to enroll in Medicare; and how the RWHAP helps clients with Medicare costs. This resource is also available in Haitian Creole and Spanish.

  • Medicare Prescription Drug Coverage for RWHAP Clients
    Learn about how clients get Medicare prescription drug coverage; requirements for Medicare prescription drug coverage; coverage for HIV medications; the “donut hole” period for prescription drug coverage; and how the RWHAP, including its AIDS Drug Assistance Program (ADAP), can help clients pay for Medicare prescription drug coverage.

  • The ABCDs of Medicare Coverage - Consumer Resource
    This resource helps clients understand the different parts of Medicare (Parts A, B, C, and D) and the difference between Original Medicare and Medicare Advantage plans as they consider enrolling in Medicare.

  • Best and Promising Practices for Engaging, Enrolling, and Retaining People with HIV in Health Coverage
    The ACE TA Center has identified best and promising practices for engaging, enrolling, and retaining people with HIV in health coverage. Though the current list is most relevant to enrollment in Marketplace health insurance, many of the best practices can also apply to Medicare and Medicaid enrollment work.

Enrolling Clients in Medicare

  • How Medicare Enrollment Works
    Learn about the difference between the Initial Enrollment Period, Special Enrollment Period, and General Enrollment Period for Medicare; when clients need to enroll in Medicare to avoid late enrollment penalties; what clients enrolled in a Marketplace plan should do when they enroll in Medicare; and how clients can make changes to their Medicare coverage.

  • Transitioning from Marketplace to Medicare Health Coverage
    Learn how to help RWHAP clients navigate the transition from Marketplace to Medicare smoothly and efficiently using this helpful guide. The resource includes answers to frequently asked questions about this process.

  • One-on-One Medicare Enrollment Assistance for Ryan White HIV/AIDS Program Clients
    This resource provides an overview of State Health Insurance Assistance Programs (SHIP), which provide free, local, and unbiased health coverage counseling and information to people who are enrolled in Medicare or who are about to become eligible for Medicare.

Financial Help

  • Financial Help for Medicare
    This resource provides an overview of Medicare Savings Programs, the Extra Help program, and other sources of financial help for Medicare costs as well as eligibility criteria for these programs and how to support RWHAP clients to get help paying their Medicare premiums and out-of-pocket expenses.