Health Coverage Basics

Health coverage can provide eligible clients with affordable access to both HIV and non-HIV health care services and medications, and provides financial protection against unexpected costs. There are two different types of health coverage: public and private. Both public and private coverage help to make health care affordable. The Ryan White HIV/AIDS Program (RWHAP) supports health coverage by filling in gaps in coverage and affordability, and addressing remaining barriers to care.

  • Public coverage includes health coverage programs that are funded and administered by a state and/or federal government, such as Medicaid, Medicare, TRICARE, and the Children’s Health Insurance Program (CHIP).
  • Private coverage refers to health insurance that is provided through an employer or union, purchased through a state or federal Marketplace, or purchased off-market from a private health insurance company.

The RWHAP is not health coverage! The RWHAP, including its AIDS Drug Assistance Program (ADAP), provides HIV primary medical care, essential support services, and medications, and fills gaps in HIV care, coverage, and affordability. Eligible RWHAP clients will benefit greatly from enrolling in health coverage to address their broader health needs.

Start Exploring ACE TA Center Tools

The ACE TA Center provides tools and resources to help RWHAP managers, staff, and enrollment assisters to engage, educate, enroll, and renew RWHAP clients into health coverage.

Are you new to enrolling people with HIV in health coverage?

Start with this resource:

  • Basics of Health Coverage Enrollment: Strategies and Resources for New Program Staff Webinar
    This annual webinar introduces new program staff (or staff with new roles) to the ACE TA Center and its resources. Presenters share information about the lifecycle of health coverage and transitions between coverage types. This webinar also helps new staff answer RWHAP clients' basic questions about enrolling in public and private health insurance and staying covered, including how the RWHAP, including ADAP, complements health coverage and supports continuity of care.

Are you looking for support with a specific aspect of health coverage engagement and enrollment?

Explore the ACE TA Center’s growing collection of fact sheets, job aids, interactive courses, webinars, and more. View all Tools and Resources using the navigation bar to the right. There you can browse all ACE TA Center content by coverage type or topic area.

Stay in Touch with ACE

Like what you see? Subscribe to the ACE TA Center’s eNews list to stay up-to-date on upcoming training opportunities, the latest enrollment strategies, health care policy updates, tips for Marketplace and Medicare Open Enrollment, year-round enrollment support, and more. 

Still have questions about health coverage access for RWHAP clients?

Contact the ACE TA Center at [email protected]